Banks and Money Movement Connections

Our platform connects directly to your money movement connections, such as banks and processors, via their internal systems over a secure interface. We currently support the connections listed in the table below, and are actively adding more.

Additionally, we have a few supported connections that are not listed in this table.

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Note: We only need to support your bank for you to send/receive payments.

We do not need to support your customers', vendors', or employees' banks. Just yours. Once connected to your bank account, you will be able to send and receive payments with any other bank account.

Payment Rails

Modern Treasury can support any payment rail that a connection supports. The table below reflects payment rails that Modern Treasury currently supports. We are constantly adding new banks, money movement connections, and payment rails.

When your Modern Treasury account is set up, our team will set up each payment rail for your connections. Please note that the payment rail depends on the direction of the payment as well - for example, ACH Debit and ACH Credit must be set up separately.

(Scroll right if table doesn't fit in screen)

Bank
ACH
(US)
Wire
(US)
Non-US
SWIFT
Wire
Check1
Lockbox
RTP

Bank of America

Yes

Yes

BACS,
BECS,
EFT,
SEPA

No

No

No

Yes

Bank of Montreal Harris

Yes

Yes

EFT,
Interac,
LVTS

Yes

No

No

No

Bank of the West

Yes

No

No

No

No

No

No

BankProv2

Yes

Yes

No

No

No

No

No

Celtic Bank

Yes

No

No

No

No

No

No

Citibank

Yes

Yes

No

No

No

No

No

Cross River Bank

Yes

Yes

No

No

No

No

Yes

Evolve Bank & Trust

Yes

Yes

No

No

No

No

No

First Pryority Bank

Yes

No

No

No

No

No

No

First Republic Bank

Yes

Yes

No

No

No

No

No

FNBO

Yes

No

No

No

No

No

No

Goldman Sachs

Yes

Yes

No

No

Yes

No

No

HSBC

No

No

BACS,
CHAPS

No

No

No

No

Increase

Yes

Yes

No

No

Yes

No

Yes

JPMorgan Chase

Yes

Yes

EFT,
BACS,
BECS,
SEPA

Yes

Yes

Yes

Yes

Mechanics Bank

Yes

No

No

No

No

No

No

Pacific Western Bank

Yes

No

No

No

No

No

No

Pathward

Yes

No

No

No

No

No

No

PNC

Yes

No

No

No

Yes

Yes

No

RBC Royal Bank
of Canada

No

No

EFT

No

No

No

No

Santander Bank

No

No

SEPA

Yes

No

No

No

Silicon Valley Bank

Yes

Yes

BACS,
SEPA

Yes

Yes

Yes

No

Sutton Bank

Yes

No

No

No

No

No

No

Wells Fargo

Yes

Yes

No

Yes

Yes

Yes

No

Wintrust

No

Yes

No

No

No

No

No

1 “Yes” indicates the capability to issue checks directly with the bank. For banks with which Modern Treasury does not support direct check printing, you can integrate with Lob to send checks.
2 Supports ProvXchange.

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Your bank not listed?

We are constantly adding new banks. Contact Us and we can work together to prioritize to your bank.