Modern Treasury integrates with Cross River Bank's Customer Management APIs. This guide describes capabilities and limitations of sending Legal Entity data to Cross River Bank.

Required Fields

Type	Notes
Risk Rating	One of: `low`, `medium`, `high`. Maps to `risk_rating` on Legal Entity. Default value: `low` will be sent to Cross River if not set.
Address Classification	Maps from the first value of `address_types` on Legal Entity Address. Maps to CRB Address Classification as follows: `residential` -> `Residential` `business` -> `Business` `po_box` -> `PoBox` `other` -> `Other` `mailing` -> `Other` Currently these values at CRB are not supported: `Rural`, `Military`.
Address Type	Maps from the first value of `address_types` on Legal Entity Address. Maps to CRB Address Type as follows: `residential` -> `Home` `business` -> `Work` `po_box` -> `Other` `other` -> `Other` `mailing` -> `Other`

Field Support Exceptions

Modern Treasury supports accepting most required and conditional fields by Cross River Bank, with the exception of the following fields:

Individuals

Type	Fields Not Supported
Identifications	ITIN, Driver's License, and ID card
Employment	Fields related to employment, such as employment status, occupation, industry, employer, and employer location
Income	Fields related to income, such as income source, income location, and annual income
Wealth	Fields related to wealth, such as wealth source and description
Other	Source of Funds

Businesses

Type	Fields Not Supported
Identifications	VAT
Classification	Fields used to classify a business, such as NAICS code or merchant category code

Workflow Support Exceptions

Type	Notes
Status	Modern Treasury does not support passing back information about various statuses at Cross River Bank, including the status, OFAC, pepScan, and internalList fields. These fields may be set during customer onboarding or later.
Updates	Modern Treasury currently does not support updates of entity information.