A check is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the check has been issued. Checks are still broadly used in the United States as a valid form of sending money.

Checks can be issued through Modern Treasury via the API or Dashboard, which will then be printed and mailed to the recipient.

Completion Timing For Check Payments

Check payments typically take longer to complete than electronic payment methods since the check needs to be physically delivered and the recipient has to proactively deposit the check.

To support your use case, Modern Treasury allows you to customize how long a check is valid before it automatically expires in order to adapt to your specific use case.

Cutoffs for Originated Check Payments

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If you are using bring your own bank, settlement timing and cutoffs will be dependent on your banking partner and may vary from the above.