Modern Treasury API Documentation

Welcome to Modern Treasury. You'll find comprehensive guides and documentation to help you start working with Modern Treasury APIs as quickly as possible, as well as support if you get stuck.

Our API connects directly to your bank's internal systems over a secure interface. We currently support the banks listed in the table below, and are actively adding a number of banks.

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Note: We only need to support your bank for you to send/receive payments.

We do not need to support your customers', vendors', or employees' banks. Just yours. Once connected to your bank account, you will be able to send and receive payments with any other bank account.

Payment Methods

Bank
ACH
Wire
Check
Lockbox
RTP

Bank of America

Coming Soon

Coming Soon

Coming Soon

Coming Soon

Coming Soon

Bank of the West

Yes

Yes

Coming Soon

No

Coming Soon

bnk.dev

Yes

Coming Soon

Coming Soon

No

No

Citibank

Coming Soon

Coming Soon

Coming Soon

Coming Soon

Coming Soon

First Republic Bank

Yes

Yes

Coming Soon

No

No

JPMorgan Chase

Yes

Yes

Yes

Yes

Yes

MetaBank

Coming Soon

Coming Soon

Coming Soon

No

No

Metropolitan Commercial Bank

Yes

Yes

No

No

No

Pacific Western Bank

Yes

No

No

No

No

Royal Bank of Canada

Yes (EFT)

Coming Soon

No

No

No

Signature Bank

Coming Soon

Yes

Coming Soon

No

No

Silicon Valley Bank

Yes

Yes

Yes

Yes

No

Silvergate Bank*

Yes

Yes

No

No

No

Sutton Bank

Yes

Coming Soon

Coming Soon

No

No

Wells Fargo

Yes

Yes

Yes

Yes

No

*supports SEN (Silvergate Exchange Network) payments

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Your bank not listed?

We are constantly adding new banks. Contact Us and we can work together to prioritize to your bank.

Timings

Bank
Est. Onboarding Time ? These estimates assume the bank's full suite of banking and payment products. Each product will require a different amount of time, meaning this range will vary based on your needs.

Bank of the West

~3-4 weeks

First Republic Bank

~1-2 days

Bank of the West

~3-4 weeks

bnk.dev

Instant ? Modern Treasury helps you automatically apply for a bank account. Some functionality may be restricted pending bnk.dev's approval, which is usually within minutes but can take up to 30 days.

JPMorgan Chase

~2-3 weeks

Metropolitan Commercial Bank

~2-3 weeks

Pacific Western Bank

~2-3 weeks

Royal Bank of Canada

~2-3 weeks

Silicon Valley Bank

~2 weeks

Silvergate Bank

~2-3 weeks

Wells Fargo

~3-4 weeks

Instant Bank Partners

Modern Treasury partners with innovative banks to enable an instant onboarding experience. With our Instant Bank Partners, you can be live in as little as a few minutes. Modern Treasury helps you automatically apply to our partner banks and, upon approval, enables you to instantly start moving money. Currently, Modern Treasury has partnered with the following:

Updated about a month ago


Banks


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