Our API connects directly to your bank's internal systems over a secure interface. We currently support the banks listed in the table below, and are actively adding a number of banks.

👍

Note: We only need to support your bank for you to send/receive payments.

We do not need to support your customers', vendors', or employees' banks. Just yours. Once connected to your bank account, you will be able to send and receive payments with any other bank account.

Payment Methods

Bank
ACH (US)
Wire (US)
Non-US
SWIFT Wire
Check1
Lockbox
RTP

Bank of America

Yes

Yes

BECS, EFT, SEPA

No

No

No

Yes

Bank of Montreal Harris

Yes

Yes

EFT, Interac, LVTS

Yes

No

No

No

Bank of the West

Yes

No

No

No

No

No

No

BankProv2

Yes

Yes

No

No

No

No

No

Citibank

Yes

No

No

No

No

No

No

Cross River Bank

Yes

Yes

No

No

No

No

Yes

First Pryority Bank

Yes

No

No

No

No

No

No

First Republic Bank

Yes

Yes

No

No

No

No

No

FNBO3

Yes

No

No

No

No

No

No

Goldman Sachs

Yes

Yes

No

No

No

No

No

HSBC

No

No

BACS, CHAPS

No

No

No

No

Increase

Yes

Yes

No

No

Yes

No

No

JPMorgan Chase

Yes

Yes

EFT

Yes

Yes

Yes

Yes

Mechanics Bank

Yes

No

No

No

No

No

No

MetaBank

Yes

No

No

No

No

No

No

Metropolitan Commercial Bank

Yes

Yes

No

No

No

No

No

Pacific Western Bank

Yes

No

No

No

No

No

No

PNC

Yes

No

No

No

Yes

Yes

No

RBC Royal Bank of Canada

No

No

EFT

No

No

No

No

Santander Bank4

No

No

SEPA

Yes

No

No

No

Signature Bank5

Yes

Yes

No

No

No

No

No

Silicon Valley Bank4

Yes

Yes

BACS, SEPA

Yes

Yes

Yes

No

Silvergate Bank6

Yes

Yes

No

No

No

No

No

Sutton Bank

Yes

No

No

No

No

No

No

Wells Fargo

Yes

Yes

No

Yes

Yes

Yes

No

Wintrust

No

Yes

No

No

No

No

No

1 “Yes” indicates the capability to issue checks directly with the bank. For banks with which Modern Treasury does not support direct check printing, you can integrate with Lob to send checks.
2 Supports ProvXchange
3 ACH credits only
4 SEPA Credits Only
5 Supports Signet
6 Supports Silvergate Exchange Network (SEN)

👍

Your bank not listed?

We are constantly adding new banks. Contact Us and we can work together to prioritize to your bank.

Instant Bank Partners

Modern Treasury partners with innovative banks to enable an instant onboarding experience. With our Instant Bank Partners, you can be live in as little as a few minutes. Modern Treasury helps you automatically apply to our partner banks and, upon approval, enables you to instantly start moving money. Currently, Modern Treasury has partnered with the following: