Deprecated
This content has been deprecated as this feature has been discontinued. If you have any questions, please contact [email protected].
A decision represents a User Onboarding, Payment Order, or Incoming Payment Detail being evaluated for risk. Each Decision is scored one of low, medium, high, and very_high. By default, a Decision with a score of low or medium is automatically approved and a Decision with a score of very high is automatically denied; a Decision with a score of high will have a Case opened for manual review.
Related Guides: Onboarding Users, Transaction Monitoring.
| Attribute | Description |
|---|---|
| id string | Unique identifier for the Decision. |
| status string | The current status of the Decision. One of pending, needs_approval, approved, denied. |
| score string | One of low, medium, high, very_high. |
| decision_type string | One of user_onboarding, transaction_monitoring, incoming_payment_detail. |
| decisionable_id string | The ID of the object being scored. |
| decisionable_type string | The type of the object being scored. One of user_onboarding or payment_order. |
| live_mode boolean | This field will be true if this object exists in the live environment or false if it exists in the test environment. |
| metadata jsonb | Additional data represented as key-value pairs. Both the key and value must be strings. |
{
"id": "361739d5-b0e2-46ce-bd8c-3973960769b7",
"object": "compliance_decision",
"live_mode": true,
"metadata": {},
"score": "medium",
"decision_type": "user_onboarding",
"created_at": "2022-05-07T00:11:07Z",
"updated_at": "2022-05-07T00:12:15Z",
"status": "needs_approval",
"decisionable_type": "user_onboarding",
"decisionable_id": "ff2c9883-fe0a-4201-b0d2-9772383daa67",
"verifications": [
{
"id": "b209f8ba-cce7-47e8-a250-e4c396c8d155",
"live_mode": true,
"metadata": {},
"status": "completed",
"verification_type": "comprehensive_kyc",
"result": {
"sessionKey": "ff2c9883-fe0a-4201-b0d2-9772383daa67",
"level": "medium",
"status": "Success",
"customer": {
"score": 26,
"level": "medium",
"signals": [
{
"key": "adverseMediaLevel",
"value": "low"
},
{
"key": "bankLevel",
"value": "low"
},
{
"key": "emailDomainLevel",
"value": "low"
},
{
"key": "emailLevel",
"value": "medium"
},
{
"key": "nsfLevel",
"value": "low"
},
{
"key": "pepLevel",
"value": "low"
},
{
"key": "phoneLevel",
"value": "low"
},
{
"key": "sanctionLevel",
"value": "low"
}
]
},
"checkpoints": {
"customer": {
"customerPurchaseLevel": {
"value": "low",
"ruleIds": [
120,
124
]
},
"emailLevel": {
"value": "medium",
"ruleIds": [
3
]
},
"historicalLevel": {
"value": "low",
"ruleIds": [
118,
124
]
},
"riskLevel": {
"value": "medium",
"ruleIds": [
3
]
}
}
}
}
}
]
}