A transaction is an individual entry as it would appear in your bank's portal or statement. Throughout a given business day, the bank may send you pending transactions which are notifications of activity that have not posted yet. Pending transactions will have a posted value of false and are deleted when the posted transactions for that bank account are imported, which typically occurs early the following morning. The posted transactions are the final record of activity for that given business day. The pending and posted transactions will have different IDs.
Given the immutability of posted transactions, none of attributes outside of metadata are editable.
| Attribute | Description |
|---|---|
| id string | Unique identifier for the transaction. |
| amount int32 | Value in specified currency's smallest unit. e.g. $10 would be represented as 1000. |
| currency string | Currency that this transaction is denominated in. |
| direction string | Either credit or debit. |
| vendor_description string | The transaction detail text that often appears on your bank statement and in your banking portal. This field may contain sensitive information and is not included in API responses by default. Learn more about changing your settings here. |
| vendor_code string | When applicable, the bank-given code that determines the transaction's category. For most banks this is the BAI2/BTRS transaction code. |
| vendor_code_type string | The type of vendor_code being reported. Can be one of bai2, bankprov, bnk_dev, cleartouch, currencycloud, cross_river, dc_bank, dwolla, evolve, goldman_sachs, iso20022, jpmc, mx, signet, silvergate, swift, or us_bank. |
| vendor_id string | An identifier given to this transaction by the bank. |
| as_of_date date | The date on which the transaction occurred. |
| as_of_time time | The time on which the transaction occurred. Depending on the granularity of the timestamp information received from the bank, it may be null. |
| internal_account_id string | The ID of the account for this transaction. |
| metadata object | Additional data represented as key-value pairs. Both the key and value must be strings. See Metadata |
| posted boolean | This field will be true if the transaction has posted to the account. |
| vendor_customer_id string | An identifier given to this transaction by the bank, often null. |
| reconciled boolean | This field will be true if a transaction is reconciled by the Modern Treasury system. This means that it has transaction line items that sum up to the transaction's amount. |
| details object | This field contains additional information that the bank provided about the transaction. This is structured data. Some of the data in here might overlap with what is in the vendor_description. For example, the OBI could be a part of the vendor description, and it would also be included in here.The attributes that are passed through the details field will vary based on your banking partner. Currently, the following keys may be in the details object: originator_name, originator_to_beneficiary_information.This field may contain personally identifiable information (PII) and is not included in API responses by default. Learn more about changing your settings here. |
| live_mode boolean | This field will be true if this object exists in the live environment or false if it exists in the test environment. |
| type string | The type of the transaction. Can be one of ach, wire, check, rtp, book, or sen. |
{
"id": "7fb6c79f-5100-4929-8622-a62c247187d8",
"amount": 20000,
"currency": "USD",
"direction": "debit",
"vendor_code": "495",
"vendor_id": null,
"as_of_date": "2018-11-07",
"as_of_time": null,
"internal_account_id": "dcac4afe-41b5-4963-a1e5-9abc06e99c00",
"metadata": {},
"posted": true,
"vendor_customer_id": null,
"reconciled": false,
"live_mode": true,
"type": "ach",
"created_at": "2019-11-09T00:11:07Z",
"updated_at": "2019-11-09T00:11:07Z"
}