ProvXchange payments in the sandbox behave very similarly to live ProvXchange payments, with some notable differences.

  1. ProvXchange payments in the sandbox will settle (i.e. reach a terminal state of `completed`or `failed`) approximately 3 minutes after creation. Live ProvXchange payments settle in real-time, typically within minutes.

  2. ProvXchange payments to any receiving account number beginning with `0x11111111` will automatically fail.

Organizations are seeded with the following Internal and External accounts for testing.

  1. GWB ProvXchange (`internal_account`)

  2. IBB ProvXchange (`internal_account`)

  3. Harry Potter ProvXchange (`external_account`)

  4. Lucius ProvXchange (`external_account`)