---
updatedAt: 2025-11-08T23:11:22.000Z
agentTools:
  projectIndex: https://docs.moderntreasury.com/payments/llms.txt
---

# Check

A check is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued.  Checks are still broadly used in the United States as a valid form of sending and receiving money.

<Table align={["left","left","left","left"]}>
  <thead>
    <tr>
      <th style={{ textAlign: "left" }}>
        Send
      </th>

      <th style={{ textAlign: "left" }}>
        Send Reversable
      </th>

      <th style={{ textAlign: "left" }}>
        Receive
      </th>

      <th style={{ textAlign: "left" }}>
        Receive Reversable
      </th>
    </tr>
  </thead>

  <tbody>
    <tr>
      <td style={{ textAlign: "left" }}>
        Yes, either natively with banks or with a third party provider
      </td>

      <td style={{ textAlign: "left" }}>
        No, although a stop payment may be issued directly with the bank up until the check is deposited.
      </td>

      <td style={{ textAlign: "left" }}>
        Yes, using a bank Lockbox service
      </td>

      <td style={{ textAlign: "left" }}>
        Depends on the bank
      </td>
    </tr>
  </tbody>
</Table>