Required Fields

This page describes what fields are required and options for various KYC, KYB, and bank account checks.

KYC

The below table shows what information is required for various KYC checks on individuals.

Check	Required Fields
Basic Identity	Name, address, phone number, and email address.
SSN	Name, date of birth, address, and taxpayer identifier.
Sanctions, Politically Exposed Person, and Adverse Media	Name, date of birth, and address.

KYB

The below table shows what information is required for KYB checks. If the various optional fields are collected, Modern Treasury can use this information for additional verifications (e.g. phone validation, taxpayer identifier matching, risky industry classification, etc.).

Check	Required Fields	Optional Fields
Basic Identity	Business name, address.	Phone number, website, taxpayer identifier.
Beneficial Owners - Sanctions	Name, date of birth, address.	Phone number, email address.

Bank Risk

The below table describes what information is required for bank risk checks. The optional fields help with matching.

Required Fields	Optional Fields
Name (first name and last name for individuals, business name for businesses), bank account details (account number and routing number).	Address, taxpayer identifier.